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Privacy Commitment
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In the course of using this website or availing the products and services vide the
online application forms and questionnaires, JANAKALYAN SAHAKARI BANK LTD. and its Affiliates may
become privy to the personal information of its customers, including information
that is of a confidential nature. JANAKALYAN SAHAKARI BANK LTD. is strongly committed to protecting
the privacy of its customers and has taken all necessary and reasonable measures
to protect the confidentiality of the customer information and its transmission
through the world wide web and it shall not be held liable for disclosure of the
confidential information when in accordance with this Privacy Commitment or in terms
of the agreements, if any, with the Customers. JANAKALYAN SAHAKARI BANK LTD. endeavours to safeguard
and ensure the security of the information provided by the Customer.
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JANAKALYAN SAHAKARI BANK LTD.uses 128-bit encryption, for the transmission of the information,
which is currently the permitted level of encryption in India. When the information
provided by the Customers is not transmitted through this encryption, the Customers'
system (if configured accordingly) will display an appropriate message ensuring
the best level of secrecy for the Customer's information. The Customer would be
required to cooperate with JANAKALYAN SAHAKARI BANK LTD.in order to ensure the security of the
information, and it is recommended that the Customers necessarily choose their passwords
carefully such that no unauthorised access is made by a third party. To make the
password complex and difficult for others to guess, the Customers should use combination
of alphabets, numbers and special characters (like !, @, #, $ etc.).
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JANAKALYAN SAHAKARI BANK LTD. will limit the collection and use of customer information only on
a need-to-know basis to deliver better service to the customers. JANAKALYAN SAHAKARI BANK LTD.
may use and share the information provided by the Customers with its Affiliates
and third parties for providing services and any service-related activities such
as collecting subscription fees for such services, and notifying or contacting the
Customers regarding any problem with, or the expiration of, such services. In this
regard, it may be necessary to disclose the customer information to one or more
agents and contractors of JANAKALYAN SAHAKARI BANK LTD.and their sub-contractors, but such agents,
contractors, and sub-contractors will be required to agree to use the information
obtained from JANAKALYAN SAHAKARI BANK LTD.only for these purposes.
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The Customers should undertake not to disclose their password to anyone or keep
any written or other record of the password such that a third party could access
it.The Customer authorises JANAKALYAN SAHAKARI BANK LTD.to exchange, share, part with all information
related to the details and transaction history of the Customers to its Affiliates
/ banks / financial institutions / credit bureaus / agencies/participation in any
telecommunication or electronic clearing network as may be required by law, customary
practice, credit reporting, statistical analysis and credit scoring, verification
or risk management and shall not hold JANAKALYAN SAHAKARI BANK LTD. liable for use or disclosure
of this information.
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